Do I need Medicare Part B if I have TRICARE For Life (TFL)?
Yes—Medicare Part A and Part B are required to keep your TFL coverage active.

Does TFL work with Medicare Advantage plans?
TFL is designed to work best with Original Medicare. Medicare Advantage can change how your benefits coordinate and may limit flexibility.

What happens if I delay Medicare Part B?
If you have TFL, delaying Part B can cause you to lose TFL coverage and may result in late enrollment penalties.

Should I enroll in Medicare Part D if I have TFL drug coverage?
Often not necessary, but it depends on your prescription needs and whether your current drug coverage meets your needs.

We do not offer every plan available in your area. Currently, we represent 12 organizations which offer 83 products in your area. Any information we provide is limited to those plans we do offer in your area. Please contact medicare.gov or 1-800-MEDICARE to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for people with Medicare located at www.medicare.gov.

Shelley Singer shelley@singeragency.com 321.693.6350