TFL + Medicare FAQs

Do I need Medicare Part B if I have TRICARE For Life (TFL)?
Yes—Medicare Part A and Part B are required to keep your TFL coverage active.

Does TFL work with Medicare Advantage plans?
TFL is designed to work best with Original Medicare. Medicare Advantage can change how your benefits coordinate and may limit flexibility.

What happens if I delay Medicare Part B?
If you have TFL, delaying Part B can cause you to lose TFL coverage and may result in late enrollment penalties.

Should I enroll in Medicare Part D if I have TFL drug coverage?
Often not necessary, but it depends on your prescription needs and whether your current drug coverage meets your needs.